Overview

Dataset info

Number of variables111
Number of observations5627
Missing cells320754 (51.4%)
Duplicate rows0 (0.0%)
Total size in memory4.8 MiB
Average record size in memory888.0 B

Variables types

Numeric17
Categorical20
Boolean3
Date0
URL1
Text (Unique)0
Rejected70
Unsupported0

Warnings

acc_now_delinq has constant value "0" Rejected
acc_open_past_24mths has constant value "None" Rejected
all_util has constant value "None" Rejected
annual_inc_joint has constant value "None" Rejected
application_type has constant value "INDIVIDUAL" Rejected
avg_cur_bal has constant value "None" Rejected
bc_open_to_buy has constant value "None" Rejected
bc_util has constant value "None" Rejected
collection_recovery_fee has 1845 (32.8%) zeros Zeros
delinq_2yrs has 4936 (87.7%) zeros Zeros
delinq_amnt has constant value "0" Rejected
desc has a high cardinality: 3798 distinct values Warning
desc has 1802 (32.0%) missing values Missing
dti_joint has constant value "None" Rejected
earliest_cr_line has a high cardinality: 421 distinct values Warning
emp_length has 228 (4.1%) missing values Missing
emp_title has a high cardinality: 4637 distinct values Warning
emp_title has 484 (8.6%) missing values Missing
funded_amnt_inv is highly correlated with funded_amnt (ρ = 0.9269962876) Rejected
il_util has constant value "None" Rejected
initial_list_status has constant value "f" Rejected
inq_fi has constant value "None" Rejected
inq_last_12m has constant value "None" Rejected
inq_last_6mths has 2280 (40.5%) zeros Zeros
installment is highly correlated with funded_amnt (ρ = 0.9538261179) Rejected
int_rate has a high cardinality: 332 distinct values Warning
issue_d has a high cardinality: 53 distinct values Warning
last_credit_pull_d has a high cardinality: 84 distinct values Warning
last_pymnt_amnt has 71 (1.3%) zeros Zeros
last_pymnt_d has a high cardinality: 98 distinct values Warning
last_pymnt_d has 71 (1.3%) missing values Missing
loan_amnt is highly correlated with installment (ρ = 0.9259114356) Rejected
loan_status has constant value "Charged Off" Rejected
max_bal_bc has constant value "None" Rejected
member_id is highly correlated with id (ρ = 0.9941924448) Rejected
mo_sin_old_il_acct has constant value "None" Rejected
mo_sin_old_rev_tl_op has constant value "None" Rejected
mo_sin_rcnt_rev_tl_op has constant value "None" Rejected
mo_sin_rcnt_tl has constant value "None" Rejected
mort_acc has constant value "None" Rejected
mths_since_last_delinq has 67 (1.2%) zeros Zeros
mths_since_last_delinq has 3485 (61.9%) missing values Missing
mths_since_last_major_derog has constant value "None" Rejected
mths_since_last_record has 111 (2.0%) zeros Zeros
mths_since_last_record has 5049 (89.7%) missing values Missing
mths_since_rcnt_il has constant value "None" Rejected
mths_since_recent_bc has constant value "None" Rejected
mths_since_recent_bc_dlq has constant value "None" Rejected
mths_since_recent_inq has constant value "None" Rejected
mths_since_recent_revol_delinq has constant value "None" Rejected
next_pymnt_d has constant value "None" Rejected
num_accts_ever_120_pd has constant value "None" Rejected
num_actv_bc_tl has constant value "None" Rejected
num_actv_rev_tl has constant value "None" Rejected
num_bc_sats has constant value "None" Rejected
num_bc_tl has constant value "None" Rejected
num_il_tl has constant value "None" Rejected
num_op_rev_tl has constant value "None" Rejected
num_rev_accts has constant value "None" Rejected
num_rev_tl_bal_gt_0 has constant value "None" Rejected
num_sats has constant value "None" Rejected
num_tl_120dpd_2m has constant value "None" Rejected
num_tl_30dpd has constant value "None" Rejected
num_tl_90g_dpd_24m has constant value "None" Rejected
num_tl_op_past_12m has constant value "None" Rejected
open_acc_6m has constant value "None" Rejected
open_il_12m has constant value "None" Rejected
open_il_24m has constant value "None" Rejected
open_il_6m has constant value "None" Rejected
open_rv_12m has constant value "None" Rejected
open_rv_24m has constant value "None" Rejected
out_prncp has constant value "0.0" Rejected
out_prncp_inv has constant value "0.0" Rejected
pct_tl_nvr_dlq has constant value "None" Rejected
percent_bc_gt_75 has constant value "None" Rejected
policy_code has constant value "1" Rejected
pub_rec_bankruptcies has 118 (2.1%) missing values Missing
pymnt_plan has constant value "n" Rejected
recoveries has 1409 (25.0%) zeros Zeros
revol_bal has 158 (2.8%) zeros Zeros
revol_util has a high cardinality: 1000 distinct values Warning
title has a high cardinality: 3250 distinct values Warning
tot_coll_amt has constant value "None" Rejected
tot_cur_bal has constant value "None" Rejected
tot_hi_cred_lim has constant value "None" Rejected
total_bal_ex_mort has constant value "None" Rejected
total_bal_il has constant value "None" Rejected
total_bc_limit has constant value "None" Rejected
total_cu_tl has constant value "None" Rejected
total_il_high_credit_limit has constant value "None" Rejected
total_pymnt_inv is highly correlated with total_pymnt (ρ = 0.9680389296) Rejected
total_rec_int has 71 (1.3%) zeros Zeros
total_rec_late_fee has 4764 (84.7%) zeros Zeros
total_rec_prncp is highly correlated with total_pymnt (ρ = 0.9149544526) Rejected
total_rev_hi_lim has constant value "None" Rejected
verification_status_joint has constant value "None" Rejected
zip_code has a high cardinality: 666 distinct values Warning

Variables

acc_now_delinq
Constant

This variable is constant and should be ignored for analysis

Constant value0

acc_open_past_24mths
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

addr_state
Categorical

Distinct count47
Unique (%)0.8%
Missing (%)0.0%
Missing (n)0
CA
1125
FL
 
504
NY
 
495
Other values (44)
3503
ValueCountFrequency (%) 
CA 1125 20.0%
 
FL 504 9.0%
 
NY 495 8.8%
 
TX 316 5.6%
 
NJ 278 4.9%
 
GA 215 3.8%
 
IL 197 3.5%
 
PA 180 3.2%
 
VA 177 3.1%
 
MD 162 2.9%
 
Other values (37) 1978 35.2%
 
Max length2
Mean length2
Min length2
Contains charsTrue
Contains digitsFalse
Contains spacesFalse
Contains non-wordsFalse

all_util
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

annual_inc
Numeric

Distinct count1253
Unique (%)22.3%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean62427.29803
Minimum4080
Maximum1250000
Zeros (%)0.0%
Mini histogram

Quantile statistics

Minimum4080
5-th percentile21600
Q137000
Median53000
Q375000
95-th percentile129697.2
Maximum1250000
Range1245920
Interquartile range38000

Descriptive statistics

Standard deviation47776.01419
Coef of variation0.7653064555
Kurtosis119.3739852
Mean62427.29803
MAD27283.50303
Skewness7.543335189
Sum351278406
Variance2282547532
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[ 4080. 9006. 11720. 12120. 14202. ... 198502. 200500. 252308. 392000. 1250000.], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
60000 256 4.5%
 
50000 164 2.9%
 
40000 156 2.8%
 
30000 139 2.5%
 
36000 131 2.3%
 
45000 126 2.2%
 
75000 109 1.9%
 
48000 108 1.9%
 
65000 102 1.8%
 
70000 102 1.8%
 
Other values (1243) 4234 75.2%
 

Minimum 5 values

ValueCountFrequency (%) 
4080 1 < 0.1%
 
4800 1 < 0.1%
 
6000 2 < 0.1%
 
8000 2 < 0.1%
 
8412 1 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
1250000 1 < 0.1%
 
840000 1 < 0.1%
 
780000 1 < 0.1%
 
700053.85 1 < 0.1%
 
700000 1 < 0.1%
 

annual_inc_joint
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

application_type
Constant

This variable is constant and should be ignored for analysis

Constant valueINDIVIDUAL

avg_cur_bal
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

bc_open_to_buy
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

bc_util
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

chargeoff_within_12_mths
Boolean

Distinct count2
Unique (%)< 0.1%
Missing (%)0.1%
Missing (n)6
0
5621
(Missing)
 
6
ValueCountFrequency (%) 
0 5621 99.9%
 
(Missing) 6 0.1%
 

collection_recovery_fee
Numeric

Distinct count2616
Unique (%)46.5%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean87.56594031
Minimum0
Maximum7002.19
Zeros (%)32.8%
Mini histogram

Quantile statistics

Minimum0
5-th percentile0
Q10
Median2.5132
Q39.365
95-th percentile448.5852
Maximum7002.19
Range7002.19
Interquartile range9.365

Descriptive statistics

Standard deviation386.5906054
Coef of variation4.4148513
Kurtosis116.802426
Mean87.56594031
MAD141.9203755
Skewness9.462006471
Sum492733.5461
Variance149452.2962
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[0.00000000e+00 3.15000000e-02 1.96550000e-01 4.35000000e-01 1.19945000e+00 ... 6.39413950e+02 1.09218500e+03 1.61554500e+03 2.84658095e+03 7.00219000e+03], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 1845 32.8%
 
2 12 0.2%
 
1.2 10 0.2%
 
3.71 9 0.2%
 
1.21 8 0.1%
 
0.8 8 0.1%
 
1.6 8 0.1%
 
1.88 8 0.1%
 
1.69 8 0.1%
 
2.02 8 0.1%
 
Other values (2606) 3703 65.8%
 

Minimum 5 values

ValueCountFrequency (%) 
0 1845 32.8%
 
0.063 1 < 0.1%
 
0.074500001 1 < 0.1%
 
0.134799995 1 < 0.1%
 
0.1393 1 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
7002.19 1 < 0.1%
 
6972.59 1 < 0.1%
 
6543.04 1 < 0.1%
 
5774.8 1 < 0.1%
 
5602.72 1 < 0.1%
 

collections_12_mths_ex_med
Boolean

Distinct count2
Unique (%)< 0.1%
Missing (%)0.1%
Missing (n)6
0
5621
(Missing)
 
6
ValueCountFrequency (%) 
0 5621 99.9%
 
(Missing) 6 0.1%
 

delinq_2yrs
Numeric

Distinct count9
Unique (%)0.2%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean0.1706060068
Minimum0
Maximum8
Zeros (%)87.7%
Mini histogram

Quantile statistics

Minimum0
5-th percentile0
Q10
Median0
Q30
95-th percentile1
Maximum8
Range8
Interquartile range0

Descriptive statistics

Standard deviation0.5349861096
Coef of variation3.13579879
Kurtosis30.57652144
Mean0.1706060068
MAD0.2993109114
Skewness4.549698424
Sum960
Variance0.2862101375
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=9)
Histogram
Histogram with variable size bins (bins=[0. 0.5 1.5 2.5 3.5 4.5 8. ], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 4936 87.7%
 
1 507 9.0%
 
2 130 2.3%
 
3 35 0.6%
 
4 13 0.2%
 
5 3 0.1%
 
7 1 < 0.1%
 
6 1 < 0.1%
 
8 1 < 0.1%
 

Minimum 5 values

ValueCountFrequency (%) 
0 4936 87.7%
 
1 507 9.0%
 
2 130 2.3%
 
3 35 0.6%
 
4 13 0.2%
 

Maximum 5 values

ValueCountFrequency (%) 
8 1 < 0.1%
 
7 1 < 0.1%
 
6 1 < 0.1%
 
5 3 0.1%
 
4 13 0.2%
 

delinq_amnt
Constant

This variable is constant and should be ignored for analysis

Constant value0

desc
Categorical

Distinct count3798
Unique (%)67.5%
Missing (%)32.0%
Missing (n)1802
 
26
Debt Consolidation
 
4
Borrower added on 12/20/10 > I will be using part of the funds to pay off some higher interst credit cards / medical bills so I can cancel those accounts. I also will use the rest to help finish my basement so we can rent it out for the time being, and increase the value of our home in the long run.<br/>
 
1
Other values (3794)
3794
(Missing)
1802
ValueCountFrequency (%) 
26 0.5%
 
Debt Consolidation 4 0.1%
 
Borrower added on 12/20/10 > I will be using part of the funds to pay off some higher interst credit cards / medical bills so I can cancel those accounts. I also will use the rest to help finish my basement so we can rent it out for the time being, and increase the value of our home in the long run.<br/> 1 < 0.1%
 
I would like to pay off the following three credit card balances: Chase Visa Card - Balance = $1,268.76 @ 28.99% Discover Card - Balance = $6,097.63 @ 15.9% Wal-Mart Discover Card Balance = $6,790.93 @ 14.99% Borrower added on 02/23/11 > The Discover Card (balance of $6097.63) has been paid in full and was listed by mistake. Can't figure out how to remove it from the listing description.<br/><br/>The following is correct:<br/><br/>I would like to pay off the following three credit card balances:<br/><br/>Chase Visa Card - Balance = $1,268.76 @ 28.99%<br/>Wal-Mart Discover Card Balance = $6,790.93 @ 14.99%<br/> 1 < 0.1%
 
Borrower added on 05/04/11 > I have always been a responsible borrower. No late payments, no defaults, no deliquencies. The reason for this loan is debt consolodation. With this loan, I will actually REDUCE my current debt payments by 65% paying off ALL my other short-term, revolving debt. I have a stable income and career in a Fortune-500 company, and have been working there for 3 years, receiving 2 promotions since being hired.<br/> 1 < 0.1%
 
Borrower added on 09/28/10 > We are using this money for our wedding in November. I've never missed a payment on a bill or been late. We plan to put all of the money we receive at our wedding towards this loan.<br/> 1 < 0.1%
 
576099 added on 11/19/09 > Thank you for this opportunity. As you can see by my crdit report, paying my bills in a timely manner is very important to me. With this loan I will be able to free up some money for me to be able to save as well.<br/> 1 < 0.1%
 
Borrower added on 04/07/11 > My wife and I will be using this loan towards two months of rent for our house. Once this loan is recieved and used it will be paid off in full.<br/> 1 < 0.1%
 
Borrower added on 09/01/11 > I want the loan to pay my out of pocket expenses on recent medical bills accrued so insurance will pay at 100% and I wont have to make monthly payments to all the doctors etc...<br/> 1 < 0.1%
 
I'm currently deployed to Iraq and wanting to use the loan to purchase this motorcycle as a gift for my wife. $2600.00 will be used to purchase the bike and $400.00 will be used to purchase protective posture gear 1 < 0.1%
 
Other values (3787) 3787 67.3%
 
(Missing) 1802 32.0%
 
Max length3986
Mean length295.3621823
Min length1
Contains charsTrue
Contains digitsTrue
Contains spacesTrue
Contains non-wordsTrue

dti
Numeric

Distinct count2219
Unique (%)39.4%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean14.00062378
Minimum0
Maximum29.85
Zeros (%)0.5%
Mini histogram

Quantile statistics

Minimum0
5-th percentile2.433
Q19.05
Median14.29
Q319.29
95-th percentile23.92
Maximum29.85
Range29.85
Interquartile range10.24

Descriptive statistics

Standard deviation6.585577045
Coef of variation0.4703774024
Kurtosis-0.8174755921
Mean14.00062378
MAD5.504844427
Skewness-0.1725850535
Sum78781.51
Variance43.36982501
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[0.0000e+00 5.0000e-03 2.2500e-01 3.7850e+00 7.6650e+00 1.1625e+01 2.0705e+01 2.4895e+01 2.6255e+01 2.9850e+01], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 29 0.5%
 
18 13 0.2%
 
9.6 9 0.2%
 
9.5 9 0.2%
 
19.2 9 0.2%
 
19.9 9 0.2%
 
12.48 9 0.2%
 
14.97 8 0.1%
 
13.5 8 0.1%
 
14 8 0.1%
 
Other values (2209) 5516 98.0%
 

Minimum 5 values

ValueCountFrequency (%) 
0 29 0.5%
 
0.01 1 < 0.1%
 
0.08 1 < 0.1%
 
0.13 1 < 0.1%
 
0.14 1 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
29.85 1 < 0.1%
 
29.62 1 < 0.1%
 
29.6 1 < 0.1%
 
29.58 1 < 0.1%
 
29.45 1 < 0.1%
 

dti_joint
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

earliest_cr_line
Categorical

Distinct count421
Unique (%)7.5%
Missing (%)0.0%
Missing (n)0
Nov-98
 
58
Apr-00
 
57
Jan-00
 
55
Other values (418)
5457
ValueCountFrequency (%) 
Nov-98 58 1.0%
 
Apr-00 57 1.0%
 
Jan-00 55 1.0%
 
Dec-97 52 0.9%
 
Nov-99 49 0.9%
 
Jan-01 48 0.9%
 
Dec-00 47 0.8%
 
Oct-00 47 0.8%
 
Dec-98 47 0.8%
 
Aug-98 43 0.8%
 
Other values (411) 5124 91.1%
 
Max length6
Mean length6
Min length6
Contains charsTrue
Contains digitsTrue
Contains spacesFalse
Contains non-wordsTrue

emp_length
Categorical

Distinct count12
Unique (%)0.2%
Missing (%)4.1%
Missing (n)228
10+ years
1331
< 1 year
639
2 years
 
567
Other values (8)
2862
ValueCountFrequency (%) 
10+ years 1331 23.7%
 
< 1 year 639 11.4%
 
2 years 567 10.1%
 
3 years 555 9.9%
 
4 years 462 8.2%
 
5 years 458 8.1%
 
1 year 456 8.1%
 
6 years 307 5.5%
 
7 years 263 4.7%
 
8 years 203 3.6%
 
(Missing) 228 4.1%
 
Max length9
Mean length7.38404123
Min length4
Contains charsTrue
Contains digitsTrue
Contains spacesTrue
Contains non-wordsTrue

emp_title
Categorical

Distinct count4637
Unique (%)82.4%
Missing (%)8.6%
Missing (n)484
Bank of America
 
20
US Army
 
18
Walmart
 
14
Other values (4633)
5091
(Missing)
 
484
ValueCountFrequency (%) 
Bank of America 20 0.4%
 
US Army 18 0.3%
 
Walmart 14 0.2%
 
AT&T 12 0.2%
 
UPS 12 0.2%
 
IBM 9 0.2%
 
Kaiser Permanente 8 0.1%
 
U.S. Army 8 0.1%
 
Target 7 0.1%
 
US Postal Service 7 0.1%
 
Other values (4626) 5028 89.4%
 
(Missing) 484 8.6%
 
Max length57
Mean length17.02612404
Min length2
Contains charsTrue
Contains digitsTrue
Contains spacesTrue
Contains non-wordsTrue

funded_amnt
Numeric

Distinct count618
Unique (%)11.0%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean11753.39879
Minimum900
Maximum35000
Zeros (%)0.0%
Mini histogram

Quantile statistics

Minimum900
5-th percentile2315
Q15575
Median10000
Q316000
95-th percentile25000
Maximum35000
Range34100
Interquartile range10425

Descriptive statistics

Standard deviation7760.516335
Coef of variation0.6602784839
Kurtosis0.4815292272
Mean11753.39879
MAD6228.940875
Skewness0.951077569
Sum66136375
Variance60225613.78
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[ 900. 950. 1025. 1150. 1225. ... 28037.5 29850. 30112.5 34837.5 35000. ], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
10000 348 6.2%
 
12000 294 5.2%
 
5000 287 5.1%
 
15000 242 4.3%
 
6000 211 3.7%
 
8000 209 3.7%
 
20000 205 3.6%
 
25000 201 3.6%
 
4000 148 2.6%
 
7000 129 2.3%
 
Other values (608) 3353 59.6%
 

Minimum 5 values

ValueCountFrequency (%) 
900 1 < 0.1%
 
1000 47 0.8%
 
1050 1 < 0.1%
 
1100 1 < 0.1%
 
1200 21 0.4%
 

Maximum 5 values

ValueCountFrequency (%) 
35000 126 2.2%
 
34675 1 < 0.1%
 
34475 1 < 0.1%
 
34000 2 < 0.1%
 
33950 2 < 0.1%
 

funded_amnt_inv
Highly correlated

This variable is highly correlated with funded_amnt and should be ignored for analysis

Correlation0.9269962876

grade
Categorical

Distinct count7
Unique (%)0.1%
Missing (%)0.0%
Missing (n)0
B
1425
C
1347
D
1118
Other values (4)
1737
ValueCountFrequency (%) 
B 1425 25.3%
 
C 1347 23.9%
 
D 1118 19.9%
 
E 715 12.7%
 
A 602 10.7%
 
F 319 5.7%
 
G 101 1.8%
 
Max length1
Mean length1
Min length1
Contains charsTrue
Contains digitsFalse
Contains spacesFalse
Contains non-wordsFalse

home_ownership
Categorical

Distinct count4
Unique (%)0.1%
Missing (%)0.0%
Missing (n)0
RENT
2839
MORTGAGE
2327
OWN
 
443
ValueCountFrequency (%) 
RENT 2839 50.5%
 
MORTGAGE 2327 41.4%
 
OWN 443 7.9%
 
OTHER 18 0.3%
 
Max length8
Mean length5.578638706
Min length3
Contains charsTrue
Contains digitsFalse
Contains spacesFalse
Contains non-wordsFalse

id
Numeric

Distinct count5627
Unique (%)100.0%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean697844.0142
Minimum61419
Maximum1077430
Zeros (%)0.0%
Mini histogram

Quantile statistics

Minimum61419
5-th percentile366924.4
Q1529724.5
Median696937
Q3854876
95-th percentile1047346.5
Maximum1077430
Range1016011
Interquartile range325151.5

Descriptive statistics

Standard deviation216376.6767
Coef of variation0.3100645306
Kurtosis-0.7567488199
Mean697844.0142
MAD181345.8045
Skewness-0.03097370761
Sum3926768268
Variance4.681886621e+10
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[ 61419. 115851. 346934.5 439318.5 665852. ... 894398.5 965662.5 1031038. 1069728.5 1077430. ], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
968703 1 < 0.1%
 
287875 1 < 0.1%
 
428387 1 < 0.1%
 
545435 1 < 0.1%
 
797340 1 < 0.1%
 
990688 1 < 0.1%
 
582305 1 < 0.1%
 
621218 1 < 0.1%
 
654859 1 < 0.1%
 
891558 1 < 0.1%
 
Other values (5617) 5617 99.8%
 

Minimum 5 values

ValueCountFrequency (%) 
61419 1 < 0.1%
 
65426 1 < 0.1%
 
111227 1 < 0.1%
 
113179 1 < 0.1%
 
118523 1 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
1077430 1 < 0.1%
 
1071795 1 < 0.1%
 
1071570 1 < 0.1%
 
1069800 1 < 0.1%
 
1069657 1 < 0.1%
 

il_util
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

initial_list_status
Constant

This variable is constant and should be ignored for analysis

Constant valuef

inq_fi
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

inq_last_12m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

inq_last_6mths
Numeric

Distinct count9
Unique (%)0.2%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean1.058112671
Minimum0
Maximum8
Zeros (%)40.5%
Mini histogram

Quantile statistics

Minimum0
5-th percentile0
Q10
Median1
Q32
95-th percentile3
Maximum8
Range8
Interquartile range2

Descriptive statistics

Standard deviation1.154135761
Coef of variation1.0907494
Kurtosis2.208996775
Mean1.058112671
MAD0.8921101259
Skewness1.233563198
Sum5954
Variance1.332029356
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=9)
Histogram
Histogram with variable size bins (bins=[0. 0.5 1.5 2.5 3.5 5.5 8. ], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 2280 40.5%
 
1 1677 29.8%
 
2 943 16.8%
 
3 619 11.0%
 
4 51 0.9%
 
5 28 0.5%
 
6 16 0.3%
 
7 10 0.2%
 
8 3 0.1%
 

Minimum 5 values

ValueCountFrequency (%) 
0 2280 40.5%
 
1 1677 29.8%
 
2 943 16.8%
 
3 619 11.0%
 
4 51 0.9%
 

Maximum 5 values

ValueCountFrequency (%) 
8 3 0.1%
 
7 10 0.2%
 
6 16 0.3%
 
5 28 0.5%
 
4 51 0.9%
 

installment
Highly correlated

This variable is highly correlated with funded_amnt and should be ignored for analysis

Correlation0.9538261179

int_rate
Categorical

Distinct count332
Unique (%)5.9%
Missing (%)0.0%
Missing (n)0
11.49%
 
127
13.49%
 
127
10.99%
 
95
Other values (329)
5278
ValueCountFrequency (%) 
11.49% 127 2.3%
 
13.49% 127 2.3%
 
10.99% 95 1.7%
 
11.71% 91 1.6%
 
11.99% 76 1.4%
 
14.27% 74 1.3%
 
12.69% 72 1.3%
 
16.77% 71 1.3%
 
12.99% 69 1.2%
 
18.25% 62 1.1%
 
Other values (322) 4763 84.6%
 
Max length6
Mean length5.858006042
Min length5
Contains charsFalse
Contains digitsTrue
Contains spacesFalse
Contains non-wordsTrue

issue_d
Categorical

Distinct count53
Unique (%)0.9%
Missing (%)0.0%
Missing (n)0
Dec-11
 
423
Nov-11
 
335
Oct-11
 
308
Other values (50)
4561
ValueCountFrequency (%) 
Dec-11 423 7.5%
 
Nov-11 335 6.0%
 
Oct-11 308 5.5%
 
Sep-11 307 5.5%
 
May-11 289 5.1%
 
Jul-11 278 4.9%
 
Aug-11 267 4.7%
 
Jun-11 267 4.7%
 
Apr-11 221 3.9%
 
Mar-11 207 3.7%
 
Other values (43) 2725 48.4%
 
Max length6
Mean length6
Min length6
Contains charsTrue
Contains digitsTrue
Contains spacesFalse
Contains non-wordsTrue

last_credit_pull_d
Categorical

Distinct count84
Unique (%)1.5%
Missing (%)< 0.1%
Missing (n)1
May-16
1991
Apr-16
 
319
Feb-13
 
172
Other values (80)
3144
ValueCountFrequency (%) 
May-16 1991 35.4%
 
Apr-16 319 5.7%
 
Feb-13 172 3.1%
 
Mar-13 104 1.8%
 
Nov-12 97 1.7%
 
Dec-12 96 1.7%
 
Aug-12 94 1.7%
 
Nov-13 83 1.5%
 
Apr-13 82 1.5%
 
May-13 80 1.4%
 
Other values (73) 2508 44.6%
 
Max length6
Mean length5.999644571
Min length4
Contains charsTrue
Contains digitsTrue
Contains spacesFalse
Contains non-wordsTrue

last_pymnt_amnt
Numeric

Distinct count4591
Unique (%)81.6%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean326.0208335
Minimum0
Maximum12818.38
Zeros (%)1.3%
Mini histogram

Quantile statistics

Minimum0
5-th percentile30.82
Q1112.885
Median238.25
Q3405.705
95-th percentile822.423
Maximum12818.38
Range12818.38
Interquartile range292.82

Descriptive statistics

Standard deviation528.9830514
Coef of variation1.622543706
Kurtosis256.0566538
Mean326.0208335
MAD222.5705381
Skewness13.5788541
Sum1834519.23
Variance279823.0687
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[0.000000e+00 5.000000e-03 2.500000e-02 2.500500e+01 3.579000e+01 ... 8.886400e+02 9.830200e+02 1.340680e+03 2.053485e+03 1.281838e+04], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 71 1.3%
 
200 16 0.3%
 
100 15 0.3%
 
50 15 0.3%
 
400 12 0.2%
 
150 10 0.2%
 
500 10 0.2%
 
276.06 9 0.2%
 
250 8 0.1%
 
324.42 8 0.1%
 
Other values (4581) 5453 96.9%
 

Minimum 5 values

ValueCountFrequency (%) 
0 71 1.3%
 
0.01 1 < 0.1%
 
0.02 1 < 0.1%
 
0.03 1 < 0.1%
 
1 2 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
12818.38 1 < 0.1%
 
12390.99 1 < 0.1%
 
11800 1 < 0.1%
 
11328.71 1 < 0.1%
 
10021.06 1 < 0.1%
 

last_pymnt_d
Categorical

Distinct count98
Unique (%)1.7%
Missing (%)1.3%
Missing (n)71
Oct-12
 
177
Jul-12
 
164
Jun-12
 
151
Other values (94)
5064
ValueCountFrequency (%) 
Oct-12 177 3.1%
 
Jul-12 164 2.9%
 
Jun-12 151 2.7%
 
Aug-12 150 2.7%
 
Feb-12 148 2.6%
 
Mar-12 137 2.4%
 
Nov-12 131 2.3%
 
Dec-11 129 2.3%
 
May-12 129 2.3%
 
Sep-12 127 2.3%
 
Other values (87) 4113 73.1%
 
Max length6
Mean length5.974764528
Min length4
Contains charsTrue
Contains digitsTrue
Contains spacesFalse
Contains non-wordsTrue

loan_amnt
Highly correlated

This variable is highly correlated with installment and should be ignored for analysis

Correlation0.9259114356

loan_status
Constant

This variable is constant and should be ignored for analysis

Constant valueCharged Off

max_bal_bc
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

member_id
Highly correlated

This variable is highly correlated with id and should be ignored for analysis

Correlation0.9941924448

mo_sin_old_il_acct
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mo_sin_old_rev_tl_op
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mo_sin_rcnt_rev_tl_op
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mo_sin_rcnt_tl
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mort_acc
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mths_since_last_delinq
Numeric

Distinct count87
Unique (%)1.5%
Missing (%)61.9%
Missing (n)3485
Infinite (%)0.0%
Infinite (n)0
Mean36.1573296
Minimum0
Maximum107
Zeros (%)1.2%
Mini histogram

Quantile statistics

Minimum0
5-th percentile3
Q117
Median34
Q353
95-th percentile76
Maximum107
Range107
Interquartile range36

Descriptive statistics

Standard deviation22.67933338
Coef of variation0.6272402755
Kurtosis-0.932111251
Mean36.1573296
MAD19.2506702
Skewness0.3009613847
Sum77449
Variance514.3521625
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
ValueCountFrequency (%) 
0 67 1.2%
 
19 52 0.9%
 
15 46 0.8%
 
21 40 0.7%
 
25 38 0.7%
 
30 37 0.7%
 
23 37 0.7%
 
16 37 0.7%
 
24 36 0.6%
 
39 36 0.6%
 
Other values (76) 1716 30.5%
 
(Missing) 3485 61.9%
 

Minimum 5 values

ValueCountFrequency (%) 
0 67 1.2%
 
1 6 0.1%
 
2 17 0.3%
 
3 20 0.4%
 
4 25 0.4%
 

Maximum 5 values

ValueCountFrequency (%) 
107 1 < 0.1%
 
97 1 < 0.1%
 
83 2 < 0.1%
 
82 13 0.2%
 
81 16 0.3%
 

mths_since_last_major_derog
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mths_since_last_record
Numeric

Distinct count89
Unique (%)1.6%
Missing (%)89.7%
Missing (n)5049
Infinite (%)0.0%
Infinite (n)0
Mean74.6799308
Minimum0
Maximum129
Zeros (%)2.0%
Mini histogram

Quantile statistics

Minimum0
5-th percentile0
Q153.25
Median92
Q3105
95-th percentile115.15
Maximum129
Range129
Interquartile range51.75

Descriptive statistics

Standard deviation41.25836478
Coef of variation0.5524692422
Kurtosis-0.6351109417
Mean74.6799308
MAD34.57352043
Skewness-0.9677994262
Sum43165
Variance1702.252664
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
ValueCountFrequency (%) 
0 111 2.0%
 
111 19 0.3%
 
94 15 0.3%
 
89 15 0.3%
 
87 14 0.2%
 
113 13 0.2%
 
104 12 0.2%
 
100 12 0.2%
 
88 12 0.2%
 
114 12 0.2%
 
Other values (78) 343 6.1%
 
(Missing) 5049 89.7%
 

Minimum 5 values

ValueCountFrequency (%) 
0 111 2.0%
 
7 1 < 0.1%
 
12 1 < 0.1%
 
17 1 < 0.1%
 
18 1 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
129 1 < 0.1%
 
119 2 < 0.1%
 
118 9 0.2%
 
117 7 0.1%
 
116 10 0.2%
 

mths_since_rcnt_il
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mths_since_recent_bc
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mths_since_recent_bc_dlq
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mths_since_recent_inq
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

mths_since_recent_revol_delinq
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

next_pymnt_d
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_accts_ever_120_pd
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_actv_bc_tl
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_actv_rev_tl
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_bc_sats
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_bc_tl
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_il_tl
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_op_rev_tl
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_rev_accts
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_rev_tl_bal_gt_0
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_sats
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_tl_120dpd_2m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_tl_30dpd
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_tl_90g_dpd_24m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

num_tl_op_past_12m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

open_acc
Numeric

Distinct count34
Unique (%)0.6%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean9.17807002
Minimum2
Maximum38
Zeros (%)0.0%
Mini histogram

Quantile statistics

Minimum2
5-th percentile3
Q16
Median8
Q312
95-th percentile18
Maximum38
Range36
Interquartile range6

Descriptive statistics

Standard deviation4.525936902
Coef of variation0.4931251224
Kurtosis2.01528432
Mean9.17807002
MAD3.497564502
Skewness1.073728831
Sum51645
Variance20.48410484
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=34)
Histogram
Histogram with variable size bins (bins=[ 2. 3.5 5.5 9.5 11.5 ... 17.5 19.5 21.5 28.5 38. ], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
7 557 9.9%
 
8 546 9.7%
 
6 543 9.6%
 
9 518 9.2%
 
10 465 8.3%
 
5 425 7.6%
 
11 382 6.8%
 
4 364 6.5%
 
12 301 5.3%
 
13 263 4.7%
 
Other values (24) 1263 22.4%
 

Minimum 5 values

ValueCountFrequency (%) 
2 127 2.3%
 
3 258 4.6%
 
4 364 6.5%
 
5 425 7.6%
 
6 543 9.6%
 

Maximum 5 values

ValueCountFrequency (%) 
38 1 < 0.1%
 
35 1 < 0.1%
 
34 1 < 0.1%
 
33 2 < 0.1%
 
31 3 0.1%
 

open_acc_6m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

open_il_12m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

open_il_24m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

open_il_6m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

open_rv_12m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

open_rv_24m
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

out_prncp
Constant

This variable is constant and should be ignored for analysis

Constant value0.0

out_prncp_inv
Constant

This variable is constant and should be ignored for analysis

Constant value0.0

pct_tl_nvr_dlq
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

percent_bc_gt_75
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

policy_code
Constant

This variable is constant and should be ignored for analysis

Constant value1

pub_rec
Categorical

Distinct count3
Unique (%)0.1%
Missing (%)0.0%
Missing (n)0
0
5160
1
 
457
2
 
10
ValueCountFrequency (%) 
0 5160 91.7%
 
1 457 8.1%
 
2 10 0.2%
 
Max length1
Mean length1
Min length1
Contains charsFalse
Contains digitsTrue
Contains spacesFalse
Contains non-wordsFalse

pub_rec_bankruptcies
Categorical

Distinct count4
Unique (%)0.1%
Missing (%)2.1%
Missing (n)118
0
5141
1
 
366
2
 
2
(Missing)
 
118
ValueCountFrequency (%) 
0 5141 91.4%
 
1 366 6.5%
 
2 2 < 0.1%
 
(Missing) 118 2.1%
 
Max length3
Mean length3
Min length3
Contains charsTrue
Contains digitsTrue
Contains spacesFalse
Contains non-wordsTrue

purpose
Categorical

Distinct count14
Unique (%)0.2%
Missing (%)0.0%
Missing (n)0
debt_consolidation
2767
other
633
credit_card
 
542
Other values (11)
1685
ValueCountFrequency (%) 
debt_consolidation 2767 49.2%
 
other 633 11.2%
 
credit_card 542 9.6%
 
small_business 475 8.4%
 
home_improvement 347 6.2%
 
major_purchase 222 3.9%
 
car 160 2.8%
 
medical 106 1.9%
 
wedding 96 1.7%
 
moving 92 1.6%
 
Other values (4) 187 3.3%
 
Max length18
Mean length13.92002843
Min length3
Contains charsTrue
Contains digitsFalse
Contains spacesFalse
Contains non-wordsFalse

pymnt_plan
Constant

This variable is constant and should be ignored for analysis

Constant valuen

recoveries
Numeric

Distinct count4040
Unique (%)71.8%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean672.1018723
Minimum0
Maximum29623.35
Zeros (%)25.0%
Mini histogram

Quantile statistics

Minimum0
5-th percentile0
Q10
Median173.04
Q3595.655
95-th percentile2889.824
Maximum29623.35
Range29623.35
Interquartile range595.655

Descriptive statistics

Standard deviation1720.742949
Coef of variation2.560241267
Kurtosis57.01836553
Mean672.1018723
MAD805.2963287
Skewness6.437516221
Sum3781917.235
Variance2960956.297
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[0.0000000e+00 3.1500000e+00 8.2750000e+00 9.3950000e+00 1.7830000e+01 ... 2.6624150e+03 4.0404500e+03 8.0348650e+03 1.6531375e+04 2.9623350e+04], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 1409 25.0%
 
10.4 4 0.1%
 
11.29 4 0.1%
 
19.2 3 0.1%
 
9.8 3 0.1%
 
13.44 3 0.1%
 
14.61 3 0.1%
 
13.93 3 0.1%
 
10.13 3 0.1%
 
16.27 3 0.1%
 
Other values (4030) 4189 74.4%
 

Minimum 5 values

ValueCountFrequency (%) 
0 1409 25.0%
 
6.3 1 < 0.1%
 
6.31 1 < 0.1%
 
8.19 1 < 0.1%
 
8.36 1 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
29623.35 1 < 0.1%
 
22943.37 1 < 0.1%
 
21810.31 1 < 0.1%
 
20006.53 1 < 0.1%
 
19915.67 1 < 0.1%
 

revol_bal
Numeric

Distinct count4942
Unique (%)87.8%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean13514.24365
Minimum0
Maximum148829
Zeros (%)2.8%
Mini histogram

Quantile statistics

Minimum0
5-th percentile330.5
Q13968
Median9211
Q317518
95-th percentile41681
Maximum148829
Range148829
Interquartile range13550

Descriptive statistics

Standard deviation15164.11747
Coef of variation1.122084067
Kurtosis13.77170652
Mean13514.24365
MAD10078.29157
Skewness2.980029559
Sum76044649
Variance229950458.8
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[0.00000e+00 5.00000e-01 1.50000e+01 9.82500e+02 9.07200e+03 ... 3.67065e+04 4.96135e+04 5.88585e+04 1.07680e+05 1.48829e+05], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 158 2.8%
 
12028 4 0.1%
 
981 4 0.1%
 
6548 3 0.1%
 
980 3 0.1%
 
8546 3 0.1%
 
2823 3 0.1%
 
900 3 0.1%
 
4485 3 0.1%
 
11 3 0.1%
 
Other values (4932) 5440 96.7%
 

Minimum 5 values

ValueCountFrequency (%) 
0 158 2.8%
 
1 1 < 0.1%
 
3 1 < 0.1%
 
5 1 < 0.1%
 
6 2 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
148829 1 < 0.1%
 
147365 1 < 0.1%
 
141165 1 < 0.1%
 
137112 2 < 0.1%
 
136456 1 < 0.1%
 

revol_util
Categorical

Distinct count1000
Unique (%)17.8%
Missing (%)0.3%
Missing (n)16
0%
 
144
66.60%
 
17
73.40%
 
15
Other values (996)
5435
(Missing)
 
16
ValueCountFrequency (%) 
0% 144 2.6%
 
66.60% 17 0.3%
 
73.40% 15 0.3%
 
63.70% 15 0.3%
 
89.40% 15 0.3%
 
77.60% 14 0.2%
 
45.10% 14 0.2%
 
80.60% 14 0.2%
 
66.70% 14 0.2%
 
66.30% 14 0.2%
 
Other values (989) 5335 94.8%
 
(Missing) 16 0.3%
 
Max length6
Mean length5.555891239
Min length2
Contains charsTrue
Contains digitsTrue
Contains spacesFalse
Contains non-wordsTrue

sub_grade
Categorical

Distinct count35
Unique (%)0.6%
Missing (%)0.0%
Missing (n)0
B5
 
356
B3
 
341
C1
 
336
Other values (32)
4594
ValueCountFrequency (%) 
B5 356 6.3%
 
B3 341 6.1%
 
C1 336 6.0%
 
B4 329 5.8%
 
C2 321 5.7%
 
D2 271 4.8%
 
C3 270 4.8%
 
D3 256 4.5%
 
B2 228 4.1%
 
A5 217 3.9%
 
Other values (25) 2702 48.0%
 
Max length2
Mean length2
Min length2
Contains charsTrue
Contains digitsTrue
Contains spacesFalse
Contains non-wordsFalse

tax_liens
Boolean

Distinct count2
Unique (%)< 0.1%
Missing (%)< 0.1%
Missing (n)1
0
5626
(Missing)
 
1
ValueCountFrequency (%) 
0 5626 > 99.9%
 
(Missing) 1 < 0.1%
 

term
Categorical

Distinct count2
Unique (%)< 0.1%
Missing (%)0.0%
Missing (n)0
36 months
3227
60 months
2400
ValueCountFrequency (%) 
36 months 3227 57.3%
 
60 months 2400 42.7%
 
Max length10
Mean length10
Min length10
Contains charsTrue
Contains digitsTrue
Contains spacesTrue
Contains non-wordsTrue

title
Categorical

Distinct count3250
Unique (%)57.8%
Missing (%)< 0.1%
Missing (n)2
Debt Consolidation
 
305
Debt Consolidation Loan
 
274
Personal Loan
 
97
Other values (3246)
4949
ValueCountFrequency (%) 
Debt Consolidation 305 5.4%
 
Debt Consolidation Loan 274 4.9%
 
Personal Loan 97 1.7%
 
debt consolidation 95 1.7%
 
Small Business Loan 95 1.7%
 
Debt consolidation 60 1.1%
 
Consolidation 57 1.0%
 
Personal 56 1.0%
 
Home Improvement 50 0.9%
 
personal 46 0.8%
 
Other values (3239) 4490 79.8%
 
Max length79
Mean length16.7272081
Min length1
Contains charsTrue
Contains digitsTrue
Contains spacesTrue
Contains non-wordsTrue

tot_coll_amt
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

tot_cur_bal
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

tot_hi_cred_lim
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

total_acc
Numeric

Distinct count65
Unique (%)1.2%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean21.4275813
Minimum2
Maximum74
Zeros (%)0.0%
Mini histogram

Quantile statistics

Minimum2
5-th percentile6
Q113
Median20
Q328
95-th percentile43
Maximum74
Range72
Interquartile range15

Descriptive statistics

Standard deviation11.44742724
Coef of variation0.534237956
Kurtosis0.5171527331
Mean21.4275813
MAD9.192819699
Skewness0.8088224086
Sum120573
Variance131.0435904
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[ 2. 2.5 3.5 6.5 9.5 ... 36.5 43.5 49.5 64.5 74. ], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
14 231 4.1%
 
16 223 4.0%
 
17 205 3.6%
 
15 200 3.6%
 
11 198 3.5%
 
12 197 3.5%
 
19 195 3.5%
 
13 194 3.4%
 
10 187 3.3%
 
18 187 3.3%
 
Other values (55) 3610 64.2%
 

Minimum 5 values

ValueCountFrequency (%) 
2 1 < 0.1%
 
3 42 0.7%
 
4 79 1.4%
 
5 91 1.6%
 
6 107 1.9%
 

Maximum 5 values

ValueCountFrequency (%) 
74 1 < 0.1%
 
70 1 < 0.1%
 
66 1 < 0.1%
 
63 11 0.2%
 
62 6 0.1%
 

total_bal_ex_mort
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

total_bal_il
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

total_bc_limit
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

total_cu_tl
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

total_il_high_credit_limit
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

total_pymnt
Numeric

Distinct count5598
Unique (%)99.5%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean6838.030941
Minimum0
Maximum51745.45
Zeros (%)0.3%
Mini histogram

Quantile statistics

Minimum0
5-th percentile572.92
Q12215.575
Median4839
Q39191.705
95-th percentile20385.237
Maximum51745.45
Range51745.45
Interquartile range6976.13

Descriptive statistics

Standard deviation6615.858854
Coef of variation0.9675093475
Kurtosis4.922080801
Mean6838.030941
MAD4842.299734
Skewness1.945147604
Sum38477600.11
Variance43769588.37
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[ 0. 269.6 3712.41 3762.785 6618.16 ... 20942.94 25500.07 30381.01 37850.88 51745.45 ], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 16 0.3%
 
2229.21 2 < 0.1%
 
3643.22 2 < 0.1%
 
1016.1 2 < 0.1%
 
765.7 2 < 0.1%
 
1760.64 2 < 0.1%
 
5938.71 2 < 0.1%
 
2235.36 2 < 0.1%
 
3384.96 2 < 0.1%
 
1652.44 2 < 0.1%
 
Other values (5588) 5593 99.4%
 

Minimum 5 values

ValueCountFrequency (%) 
0 16 0.3%
 
33.73 1 < 0.1%
 
35.71 1 < 0.1%
 
44.92 2 < 0.1%
 
44.96 1 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
51745.45 1 < 0.1%
 
46850.28 1 < 0.1%
 
45455.21 1 < 0.1%
 
44517.49 1 < 0.1%
 
44398.37 1 < 0.1%
 

total_pymnt_inv
Highly correlated

This variable is highly correlated with total_pymnt and should be ignored for analysis

Correlation0.9680389296

total_rec_int
Numeric

Distinct count5514
Unique (%)98.0%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean2194.459385
Minimum0
Maximum22122.3
Zeros (%)1.3%
Mini histogram

Quantile statistics

Minimum0
5-th percentile126.886
Q1555.01
Median1288.26
Q32801.615
95-th percentile7526.193
Maximum22122.3
Range22122.3
Interquartile range2246.605

Descriptive statistics

Standard deviation2551.97393
Coef of variation1.162916911
Kurtosis8.652799913
Mean2194.459385
MAD1777.60752
Skewness2.497958742
Sum12348222.96
Variance6512570.938
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[0.000000e+00 5.615000e+00 4.188500e+01 8.612700e+02 1.372985e+03 ... 8.091305e+03 9.959300e+03 1.162114e+04 1.635816e+04 2.212230e+04], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 71 1.3%
 
696.99 2 < 0.1%
 
1031.52 2 < 0.1%
 
4874.16 2 < 0.1%
 
1988.52 2 < 0.1%
 
876.86 2 < 0.1%
 
58.29 2 < 0.1%
 
393.91 2 < 0.1%
 
802.28 2 < 0.1%
 
201.45 2 < 0.1%
 
Other values (5504) 5538 98.4%
 

Minimum 5 values

ValueCountFrequency (%) 
0 71 1.3%
 
11.23 1 < 0.1%
 
12.18 1 < 0.1%
 
12.96 1 < 0.1%
 
13.12 1 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
22122.3 1 < 0.1%
 
20909.99 1 < 0.1%
 
20610.17 1 < 0.1%
 
20071.29 1 < 0.1%
 
19689.1 1 < 0.1%
 

total_rec_late_fee
Numeric

Distinct count829
Unique (%)14.7%
Missing (%)0.0%
Missing (n)0
Infinite (%)0.0%
Infinite (n)0
Mean4.291692071
Minimum0
Maximum180.2
Zeros (%)84.7%
Mini histogram

Quantile statistics

Minimum0
5-th percentile0
Q10
Median0
Q30
95-th percentile29.9339491
Maximum180.2
Range180.2
Interquartile range0

Descriptive statistics

Standard deviation12.81579047
Coef of variation2.986185929
Kurtosis31.10050694
Mean4.291692071
MAD7.271628859
Skewness4.650905545
Sum24149.35128
Variance164.2444854
Memory size44.0 KiB
Histogram
Histogram with fixed size bins (bins=50)
Histogram
Histogram with variable size bins (bins=[0.00000000e+00 5.00000000e-03 1.46125000e+01 1.48406734e+01 1.48957949e+01 ... 4.49991212e+01 5.97644081e+01 5.99725363e+01 9.88194491e+01 1.80200000e+02], "bayesian blocks" binning strategy used)
ValueCountFrequency (%) 
0 4764 84.7%
 
15 30 0.5%
 
30 4 0.1%
 
14.91923077 2 < 0.1%
 
15.79 2 < 0.1%
 
28.76 2 < 0.1%
 
14.98772281 1 < 0.1%
 
38.76688365 1 < 0.1%
 
17.43148751 1 < 0.1%
 
25.28224015 1 < 0.1%
 
Other values (819) 819 14.6%
 

Minimum 5 values

ValueCountFrequency (%) 
0 4764 84.7%
 
0.01 1 < 0.1%
 
1 1 < 0.1%
 
1.36 1 < 0.1%
 
1.69 1 < 0.1%
 

Maximum 5 values

ValueCountFrequency (%) 
180.2 1 < 0.1%
 
166.4297107 1 < 0.1%
 
146.04 1 < 0.1%
 
130.5970372 1 < 0.1%
 
127.7878136 1 < 0.1%
 

total_rec_prncp
Highly correlated

This variable is highly correlated with total_pymnt and should be ignored for analysis

Correlation0.9149544526

total_rev_hi_lim
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

url
URL

Distinct count5627
Unique (%)100.0%
Missing (%)0.0%
Missing (n)0
ValueCountFrequency (%) 
https://lendingclub.com/browse/loanDetail.action?loan_id=1017589 1 < 0.1%
 
https://lendingclub.com/browse/loanDetail.action?loan_id=702018 1 < 0.1%
 
https://lendingclub.com/browse/loanDetail.action?loan_id=748243 1 < 0.1%
 
https://lendingclub.com/browse/loanDetail.action?loan_id=346656 1 < 0.1%
 
https://lendingclub.com/browse/loanDetail.action?loan_id=839167 1 < 0.1%
 
https://lendingclub.com/browse/loanDetail.action?loan_id=711812 1 < 0.1%
 
https://lendingclub.com/browse/loanDetail.action?loan_id=834279 1 < 0.1%
 
https://lendingclub.com/browse/loanDetail.action?loan_id=580015 1 < 0.1%
 
https://lendingclub.com/browse/loanDetail.action?loan_id=985115 1 < 0.1%
 
https://lendingclub.com/browse/loanDetail.action?loan_id=842558 1 < 0.1%
 
Other values (5617) 5617 99.8%
 
ValueCountFrequency (%) 
https 5627 100.0%
 
ValueCountFrequency (%) 
lendingclub.com 5627 100.0%
 
ValueCountFrequency (%) 
/browse/loanDetail.action 5627 100.0%
 
ValueCountFrequency (%) 
loan_id=782177 1 < 0.1%
 
loan_id=983890 1 < 0.1%
 
loan_id=823368 1 < 0.1%
 
loan_id=894021 1 < 0.1%
 
loan_id=490446 1 < 0.1%
 
loan_id=727518 1 < 0.1%
 
loan_id=822504 1 < 0.1%
 
loan_id=498079 1 < 0.1%
 
loan_id=548705 1 < 0.1%
 
loan_id=745292 1 < 0.1%
 
Other values (5617) 5617 99.8%
 
ValueCountFrequency (%) 
5627 100.0%
 

verification_status
Categorical

Distinct count3
Unique (%)0.1%
Missing (%)0.0%
Missing (n)0
Not Verified
2142
Verified
2051
Source Verified
1434
ValueCountFrequency (%) 
Not Verified 2142 38.1%
 
Verified 2051 36.4%
 
Source Verified 1434 25.5%
 
Max length15
Mean length11.30655767
Min length8
Contains charsTrue
Contains digitsFalse
Contains spacesTrue
Contains non-wordsTrue

verification_status_joint
Constant

This variable is constant and should be ignored for analysis

Constant valueNone

zip_code
Categorical

Distinct count666
Unique (%)11.8%
Missing (%)0.0%
Missing (n)0
945xx
 
80
917xx
 
71
100xx
 
70
Other values (663)
5406
ValueCountFrequency (%) 
945xx 80 1.4%
 
917xx 71 1.3%
 
100xx 70 1.2%
 
331xx 70 1.2%
 
926xx 67 1.2%
 
070xx 65 1.2%
 
112xx 65 1.2%
 
891xx 64 1.1%
 
900xx 64 1.1%
 
300xx 52 0.9%
 
Other values (656) 4959 88.1%
 
Max length5
Mean length5
Min length5
Contains charsTrue
Contains digitsTrue
Contains spacesFalse
Contains non-wordsFalse

Correlations

Missing values

Sample

First rows

acc_now_delinqacc_open_past_24mthsaddr_stateall_utilannual_incannual_inc_jointapplication_typeavg_cur_balbc_open_to_buybc_utilchargeoff_within_12_mthscollection_recovery_feecollections_12_mths_ex_meddelinq_2yrsdelinq_amntdescdtidti_jointearliest_cr_lineemp_lengthemp_titlefunded_amntfunded_amnt_invgradehome_ownershipidil_utilinitial_list_statusinq_fiinq_last_12minq_last_6mthsinstallmentint_rateissue_dlast_credit_pull_dlast_pymnt_amntlast_pymnt_dloan_amntloan_statusmax_bal_bcmember_idmo_sin_old_il_acctmo_sin_old_rev_tl_opmo_sin_rcnt_rev_tl_opmo_sin_rcnt_tlmort_accmths_since_last_delinqmths_since_last_major_derogmths_since_last_recordmths_since_rcnt_ilmths_since_recent_bcmths_since_recent_bc_dlqmths_since_recent_inqmths_since_recent_revol_delinqnext_pymnt_dnum_accts_ever_120_pdnum_actv_bc_tlnum_actv_rev_tlnum_bc_satsnum_bc_tlnum_il_tlnum_op_rev_tlnum_rev_acctsnum_rev_tl_bal_gt_0num_satsnum_tl_120dpd_2mnum_tl_30dpdnum_tl_90g_dpd_24mnum_tl_op_past_12mopen_accopen_acc_6mopen_il_12mopen_il_24mopen_il_6mopen_rv_12mopen_rv_24mout_prncpout_prncp_invpct_tl_nvr_dlqpercent_bc_gt_75policy_codepub_recpub_rec_bankruptciespurposepymnt_planrecoveriesrevol_balrevol_utilsub_gradetax_lienstermtitletot_coll_amttot_cur_baltot_hi_cred_limtotal_acctotal_bal_ex_morttotal_bal_iltotal_bc_limittotal_cu_tltotal_il_high_credit_limittotal_pymnttotal_pymnt_invtotal_rec_inttotal_rec_late_feetotal_rec_prncptotal_rev_hi_limurlverification_statusverification_status_jointzip_code
00NoneGANone30000.0NoneINDIVIDUALNoneNoneNone0.01.11000.000Borrower added on 12/22/11 > I plan to use t...1.00NoneApr-99< 1 yearRyder25002500.0CRENT1077430NonefNoneNone559.8315.27%Dec-11Sep-13119.66Apr-132500Charged OffNone1314167NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone3NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0carn117.0816879.40%C40.060 monthsbikeNoneNoneNone4NoneNoneNoneNoneNone1008.711008.71435.170.0456.46Nonehttps://lendingclub.com/browse/loanDetail.acti...Source VerifiedNone309xx
10NoneCANone40000.0NoneINDIVIDUALNoneNoneNone0.02.09000.000Borrower added on 12/21/11 > I own a small h...5.55NoneApr-044 yearsNone56005600.0FOWN1071795NonefNoneNone2152.3921.28%Dec-11Aug-12152.39Apr-125600Charged OffNone1306957NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone11NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0small_businessn189.06521032.60%F20.060 monthsExpand Business & Buy Debt PortfolioNoneNoneNone13NoneNoneNoneNoneNone646.02646.02294.940.0162.02Nonehttps://lendingclub.com/browse/loanDetail.acti...Source VerifiedNone958xx
20NoneTXNone15000.0NoneINDIVIDUALNoneNoneNone0.02.52000.000Borrower added on 12/16/11 > I'm trying to b...18.08NoneSep-04< 1 yearStarbucks53755350.0BRENT1071570NonefNoneNone0121.4512.69%Dec-11Mar-13121.45Nov-125375Charged OffNone1306721NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone2NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0othern269.29927936.50%B50.060 monthsBuilding my credit history.NoneNoneNone3NoneNoneNoneNoneNone1476.191469.34533.420.0673.48Nonehttps://lendingclub.com/browse/loanDetail.acti...VerifiedNone774xx
30NoneVANone30000.0NoneINDIVIDUALNoneNoneNone0.04.16000.000Borrower added on 12/15/11 > Plan to pay off...10.08NoneApr-04< 1 yearVa. Dept of Conservation/Recreation90009000.0CRENT1064687NonefNoneNone1305.3813.49%Dec-11Nov-12305.38Jul-129000Charged OffNone1298717NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone4NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0debt_consolidationn444.301045291.70%C10.036 monthsfreedomNoneNoneNone9NoneNoneNoneNoneNone2270.702270.70570.260.01256.14Nonehttps://lendingclub.com/browse/loanDetail.acti...Source VerifiedNone245xx
40NoneCANone100000.0NoneINDIVIDUALNoneNoneNone0.06.31450.000None7.06NoneMay-913 yearsSFMTA1000010000.0BRENT1069057NonefNoneNone2325.7410.65%Dec-11Mar-14325.74Oct-1310000Charged OffNone1303503NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone14NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0othern645.101199755.50%B20.036 monthsOther LoanNoneNoneNone29NoneNoneNoneNoneNone7471.997471.991393.420.05433.47Nonehttps://lendingclub.com/browse/loanDetail.acti...Source VerifiedNone951xx
50NoneFLNone105000.0NoneINDIVIDUALNoneNoneNone0.00.00000.000Borrower added on 12/16/11 > Decided to clea...13.22NoneFeb-8310+ yearsOsram Sylvania2100021000.0BRENT1039153NonefNoneNone0701.7312.42%Dec-11May-16701.73Sep-1321000Charged OffNone1269083NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone7NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0debt_consolidationn0.003213590.30%B40.036 monthsDebt CleanupNoneNoneNone38NoneNoneNoneNoneNone14025.4014025.403330.440.010694.96Nonehttps://lendingclub.com/browse/loanDetail.acti...VerifiedNone335xx
60NoneCANone76000.0NoneINDIVIDUALNoneNoneNone0.02.57000.000None2.40NoneJun-011 yearbmg-educational60006000.0BRENT1069559NonefNoneNone1198.4611.71%Dec-11Mar-13198.46Oct-126000Charged OffNone1304634NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone7NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0major_purchasen269.31596329.70%B30.036 monthscashNoneNoneNone7NoneNoneNoneNoneNone2050.142050.14475.250.01305.58Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone900xx
70NoneNYNone60000.0NoneINDIVIDUALNoneNoneNone0.00.00000.000Borrower added on 12/15/11 > looking to cons...15.22NoneOct-039 yearsnyc transit150008725.0CRENT1069800NonefNoneNone1514.6414.27%Dec-11May-160.00None15000Charged OffNone1304679NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone7NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0debt_consolidationn0.00587257.60%C20.036 monthsconsolidationNoneNoneNone11NoneNoneNoneNoneNone0.000.000.000.00.00Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone103xx
80NonePANone50004.0NoneINDIVIDUALNoneNoneNone0.02.30000.030Borrower added on 12/16/11 > I have a stable...13.97NoneOct-032 yearsFrito Lay50005000.0DRENT1069657NonefNoneNone0123.6516.77%Dec-11May-13123.65Dec-125000Charged OffNone1304764NoneNoneNoneNoneNone20.0NoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone14NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0othern260.96434559.50%D20.060 monthsOtherNoneNoneNone22NoneNoneNoneNoneNone1609.121609.12719.110.0629.05Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone150xx
90NoneOHNone100000.0NoneINDIVIDUALNoneNoneNone0.01.07000.000None16.33NoneJun-9510+ yearsSTERIS Corporation50005000.0AMORTGAGE1069465NonefNoneNone0158.778.90%Dec-11Dec-14158.77Aug-145000Charged OffNone1304521NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone17NoneNoneNoneNoneNoneNone0.00.0NoneNone100.0debt_consolidationn107.007435162.10%A50.036 monthsDebt Consolidation for a better lifeNoneNoneNone35NoneNoneNoneNoneNone5021.375021.37696.990.04217.38Nonehttps://lendingclub.com/browse/loanDetail.acti...Source VerifiedNone441xx

Last rows

acc_now_delinqacc_open_past_24mthsaddr_stateall_utilannual_incannual_inc_jointapplication_typeavg_cur_balbc_open_to_buybc_utilchargeoff_within_12_mthscollection_recovery_feecollections_12_mths_ex_meddelinq_2yrsdelinq_amntdescdtidti_jointearliest_cr_lineemp_lengthemp_titlefunded_amntfunded_amnt_invgradehome_ownershipidil_utilinitial_list_statusinq_fiinq_last_12minq_last_6mthsinstallmentint_rateissue_dlast_credit_pull_dlast_pymnt_amntlast_pymnt_dloan_amntloan_statusmax_bal_bcmember_idmo_sin_old_il_acctmo_sin_old_rev_tl_opmo_sin_rcnt_rev_tl_opmo_sin_rcnt_tlmort_accmths_since_last_delinqmths_since_last_major_derogmths_since_last_recordmths_since_rcnt_ilmths_since_recent_bcmths_since_recent_bc_dlqmths_since_recent_inqmths_since_recent_revol_delinqnext_pymnt_dnum_accts_ever_120_pdnum_actv_bc_tlnum_actv_rev_tlnum_bc_satsnum_bc_tlnum_il_tlnum_op_rev_tlnum_rev_acctsnum_rev_tl_bal_gt_0num_satsnum_tl_120dpd_2mnum_tl_30dpdnum_tl_90g_dpd_24mnum_tl_op_past_12mopen_accopen_acc_6mopen_il_12mopen_il_24mopen_il_6mopen_rv_12mopen_rv_24mout_prncpout_prncp_invpct_tl_nvr_dlqpercent_bc_gt_75policy_codepub_recpub_rec_bankruptciespurposepymnt_planrecoveriesrevol_balrevol_utilsub_gradetax_lienstermtitletot_coll_amttot_cur_baltot_hi_cred_limtotal_acctotal_bal_ex_morttotal_bal_iltotal_bc_limittotal_cu_tltotal_il_high_credit_limittotal_pymnttotal_pymnt_invtotal_rec_inttotal_rec_late_feetotal_rec_prncptotal_rev_hi_limurlverification_statusverification_status_jointzip_code
56170NoneFLNone70000.0NoneINDIVIDUALNoneNoneNone0.01.040.010I'm looking to pay off a high interest credit ...10.20NoneOct-979 yearsEquality Florida8000150.0DMORTGAGE127830NonefNoneNone0266.3712.17%Sep-07May-10266.37Dec-098000Charged OffNone127824NoneNoneNoneNoneNone22.0None0.0NoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone15NoneNoneNoneNoneNoneNone0.00.0NoneNone10NaNcredit_cardn102.9100002628339.50%D20.036 monthsInterest RateNoneNoneNone20NoneNoneNoneNoneNone7294.650000136.401474.290.005717.45Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone337xx
56180NoneNCNone96000.0NoneINDIVIDUALNoneNoneNone0.0444.250.000I would like to increase advertising through y...16.89NoneJul-96< 1 yearNone2125550.0FMORTGAGE127472NonefNoneNone073.6815.01%Sep-07May-1673.68Mar-092125Charged OffNone127460NoneNoneNoneNoneNone46.0None0.0NoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone5NoneNoneNoneNoneNoneNone0.00.0NoneNone10NaNsmall_businessn1254.398838510%F10.036 monthsExpanding BusinessNoneNoneNone9NoneNoneNoneNoneNone2580.248838666.85382.270.00943.58Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone282xx
56190NoneMANone15000.0NoneINDIVIDUALNoneNoneNone0.00.000.000I am starting my own small business. I am a re...12.24NoneFeb-04< 1 yearTripolitan Films31751425.0COWN123230NonefNoneNone3104.7611.54%Aug-07Apr-16104.76Mar-083175Charged OffNone80353NoneNoneNoneNoneNone0.0None0.0NoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone16NoneNoneNoneNoneNoneNone0.00.0NoneNone10NaNsmall_businessn0.000000286755.10%C50.036 monthsYoung Entrepreneur Needs ComputerNoneNoneNone17NoneNoneNoneNoneNone628.190000281.80172.240.00455.95Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone015xx
56200NoneNYNone96000.0NoneINDIVIDUALNoneNoneNone0.00.000.000A bit about me: I have a master's in math from...2.86NoneAug-01< 1 yearUDFI20000975.0BRENT123228NonefNoneNone0642.029.64%Sep-07May-16642.02May-0920000Charged OffNone120995NoneNoneNoneNoneNone0.0None0.0NoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone4NoneNoneNoneNoneNoneNone0.00.0NoneNone10NaNsmall_businessn0.0000001029642.50%B40.036 monthsI am expanding my business.NoneNoneNone8NoneNoneNoneNoneNone12838.440000624.612442.880.0010395.56Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone112xx
56210NoneVANone40000.0NoneINDIVIDUALNoneNoneNoneNaN3.09NaN00Thank you for reviewing my request. This loan...13.50NoneNov-922 yearsARIN15450600.0CMORTGAGE119043NonefNoneNone3507.4611.22%Aug-07Mar-101016.15Oct-0915450Charged OffNone119040NoneNoneNoneNoneNone54.0None111.0NoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone13NoneNoneNoneNoneNoneNone0.00.0NoneNone111.0debt_consolidationn304.200000651334.30%C40.036 monthspaying credit cards and doctor bill.NoneNoneNone29NoneNoneNoneNoneNone11652.750000451.732659.960.008688.59Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone201xx
56220NoneNENone32000.0NoneINDIVIDUALNoneNoneNoneNaN0.38NaN00Working on fixing my kitchen. I would like to ...20.00NoneJul-92< 1 yearNebraska Occupational Therapy2500675.0DMORTGAGE118823NonefNoneNone184.0012.80%Aug-07May-161.76Mar-102500Charged OffNone118026NoneNoneNoneNoneNone0.0None0.0NoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone11NoneNoneNoneNoneNoneNone0.00.0NoneNone10NaNhome_improvementn35.700000340835.10%D40.036 monthsNeed to put in new countertops.NoneNoneNone32NoneNoneNoneNoneNone2220.610000599.28477.211.691706.01Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone685xx
56230NoneNENone75000.0NoneINDIVIDUALNoneNoneNoneNaN0.00NaN00Putting in a new shower and fixtures.20.00NoneFeb-94< 1 yearAMZ Marketing2500825.0BMORTGAGE118533NonefNoneNone380.269.64%Aug-07May-161.40Mar-102500Charged OffNone117783NoneNoneNoneNoneNone0.0None0.0NoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone9NoneNoneNoneNoneNoneNone0.00.0NoneNone10NaNhome_improvementn0.0000002693.80%B40.036 monthsre-model bathroomNoneNoneNone35NoneNoneNoneNoneNone2086.630000688.35354.441.361730.83Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone685xx
56240NoneGANone213000.0NoneINDIVIDUALNoneNoneNoneNaN0.00NaN00Used to continue to grow CollegeClassifieds.co...6.45NoneJul-909 yearsUniversal Advertising6500225.0FMORTGAGE118523NonefNoneNone0225.3715.01%Aug-07May-16225.37Feb-096500Charged OffNone118519NoneNoneNoneNoneNone0.0None0.0NoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone11NoneNoneNoneNoneNoneNone0.00.0NoneNone10NaNsmall_businessn0.0000005641175.30%F10.036 monthsBusiness Financing Aug 2007NoneNoneNone28NoneNoneNoneNoneNone4054.350000139.421168.140.002886.21Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone300xx
56250NoneVANone33990.0NoneINDIVIDUALNoneNoneNoneNaN0.23NaN00I am getting married in 2009. My fiancee and I...14.47NoneJul-042 yearsInvision Power Services1000950.0CMORTGAGE113179NonefNoneNone132.5510.59%Aug-07Oct-0932.55May-091000Charged OffNone113093NoneNoneNoneNoneNone0.0None0.0NoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone9NoneNoneNoneNoneNoneNone0.00.0NoneNone10NaNweddingn21.290000448536.90%C20.036 monthsWedding site depositNoneNoneNone11NoneNoneNoneNoneNone703.950000668.87138.640.00544.02Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone245xx
56260NoneFLNone145000.0NoneINDIVIDUALNoneNoneNoneNaN0.00NaN00refinancing10.15NoneJan-966 yearsAuto motors of miami200002800.0EMORTGAGE111227NonefNoneNone0678.0813.43%Aug-07May-16678.08Feb-1020000Charged OffNone111223NoneNoneNoneNoneNoneNaNNoneNaNNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNoneNone17NoneNoneNoneNoneNoneNone0.00.0NoneNone10NaNcredit_cardn0.0000004167474.10%E1NaN36 monthsrefinancingNoneNoneNone26NoneNoneNoneNoneNone20339.6600002845.824262.240.0016077.42Nonehttps://lendingclub.com/browse/loanDetail.acti...Not VerifiedNone331xx